Deskripsi Pekerjaan
Land Bank of the Philippines is seeking a highly organized and detail-oriented Loans and Credit Processor to support our lending operations in Metro Manila. In this full-time role, you will play a crucial part in the loan lifecycle, ensuring that all credit applications are processed efficiently, accurately, and in strict compliance with regulatory standards.
As a key member of our financial team, you will be responsible for the end-to-end processing of loan applications, including the verification of financial documents, credit history checks, and the preparation of credit reports. Your analytical skills will help mitigate risk and facilitate seamless transactions for our clients. We offer a competitive environment where your dedication and expertise can lead to a rewarding career within one of the country's leading government-owned banks.
Tanggung Jawab
- Review and process loan applications and credit requests with a high degree of accuracy and speed.
- Analyze financial documents, credit histories, and borrower information to assess creditworthiness.
- Maintain accurate and up-to-date records in the bank’s loan management system and databases.
- Assist in the preparation of credit memoranda, loan approval packages, and other necessary documentation.
- Communicate effectively with clients and internal departments to resolve discrepancies or clarify requirements.
- Ensure strict adherence to banking policies, internal procedures, and regulatory compliance.
- Monitor loan status and provide updates to stakeholders regarding application progress.
Kualifikasi
- Bachelor’s degree in Finance, Banking, Business Administration, or a related field.
- Minimum of 1-2 years of relevant experience in loan processing, credit analysis, or a similar role in a financial institution.
- Strong understanding of banking regulations, credit risk assessment principles, and loan documentation.
- Excellent attention to detail and high proficiency in data entry and accuracy.
- Proficient in using Microsoft Office Suite (Word, Excel, PowerPoint) and bank-specific software.
- Strong analytical and problem-solving skills with the ability to interpret complex financial data.
- Effective communication and interpersonal skills to interact with diverse stakeholders.